First find you some dishcloths.
Then you can hand embroidery, applique or machine embroidery a design at the bottom edge.
Cut a piece of fabric that measures 4" by WOF. Fold in half and run two gathering stitching lines.
Gather and pin to the bottom edge of towel, right sides together.
Sew ruffle to the towel.
Top stitch through all thicknesses with seam press toward towel.
Sew back seam, I took a 5/8" seam, all the way down the back of the towel and ruffle.
Press seam open.
You now have a long tube. Put your arm through it and turn. Press with the seam centered at the back and design centered in the front.
Finished and sew easy. Linda, this one's coming your way.